Credit Insights for Small Businesses


Join us as provides information on the latest trends in business credit.  Hear from the Moody’s management team as they discuss what lenders look at when extending credit, trends in lending to small and medium sized businesses, and a free credit assessment tool you can use to understand your credit risk.

Presenters:  Joseph Enea, Douglas W. Dwyer and Mehna Raissi of Moody's Analytics
Duration: 1 Hour
Host: SCORE Association


About Joseph
Joseph Enea is assistant director of Strategy & Marketing for the Economic & Consumer Credit Analytics group at Moody’s Analytics. This group is responsible for enhancing, developing, and bringing to market products and solutions that serve a broad range of industries, including banking, government, asset management, real estate, utilities, and retail. As part of the Strategy & Marketing group, he primarily oversees the user-experience requirements and interface design of products and services and also represents ECCA’s business through various marketing activities, including advertising, market research and web analytics. Joseph hold’s bachelor’s degree from the School of Visual Arts and a master’s of science from Philadelphia University.

About Douglas
Douglas W. Dwyer, Managing Director, heads the Single Obligor Research Group in the Moody's Analytics Quantitative Research Group. This group focuses on measuring the credit risk for corporations and financial institutions worldwide. The group's models are used by banks, asset managers, insurance companies, accounting firms and corporations to measure risk for a wide variety of purposes. The group utilizes different methodologies to measure the risk of different types of firms depending on the information available. Prior to working at Moody's Analytics, Dr. Dwyer was a Principal at William M. Mercer, Inc., in their Human Capital Strategy practice. Dr. Dwyer earned a Ph.D. in Economics at Columbia University and a B.A. in Economics from Oberlin College.

About Mehna
Mehna Raissi is a Product Manager with Moody’s Analytics in San Francisco, and has been with the firm for over four years. She manages the single-obligor credit risk products, which include RiskCalc, Loss Calc, and Commercial Mortgage Metrics. Mehna has a background in Banking where she worked within the Product Management organization in Wholesale, Business and Consumer Banking. Mehna completed her Bachelors in Managerial Economics from University of California Davis, and her MBA from University of San Francisco.