Employee vs. Independent Contractor

Hiring an independent contractor or new employee is an important decision that every owner(s) will face at some point during the life of his or her small business. For many, the idea to use contract labor in lieu of full- or part-time employees is very attractive. For example, specific job skills may be required only for an identifiable project or for a short period of time; more people may need to carry the company through a very busy period; the business may not have sufficient resources to attract the talent it needs on an employer-employee basis but may have resources to “contract” these skills for a particular period of time.

Resource Links for Human Resources

SCORE has compiled this list of helpful resources for human resources.

Business Plan

Generic plan format that fits most businesses.

New Hampshire and Vermont Resources


A great resource for small businesses in New Hampshire

Upper Valley business resources
Vermont SCORE Chapters
New Hampshire SCORE Chapters
New Hampshire Small Business Development Centers
Vermont Small Business Development Center
Micro-Credit, NH , 7 Wall Street, Concord, NH 03302, tel 603-223-0634
Northern Community Investment Corporation , serving Coos, Grafton, and Carroll counties in New Hampshire; and Caledonia, Orleans, and Essex counties in Vermont.
Green Mountain Economic Development Corporation

Upper Valley Towns
Hanover, NH
Lebanon, NH
Littleton, NH
Claremont, NH

Upper Valley Businesses

Upper Valley Organizations

State Government Resources

Upper Valley Chambers of Commerce

Legal Services
A valuable collection of legal and regulatory information for America's small businesses is at businesslaw.gov.

Vermont Bar Association Lawyer Referral Service, 800-639-7036, first half-hour no more than $25.
New Hampshire Bar Association Lawyer Referral Service, 603-229-0002, first hour $25.

New Hampshire Corporate Attorneys

David Howe, Rath, Young & Pignatelli, 603-226-2600
Peter Burger, Orr & Reno, 603-224-2381
Dodd Griffith, Gallagher, Callahan & Gartrell, 603-228-1181
David Fries, Cleveland, Waters & Bass, 603-224-7761

Scott Ellison, Devine, Millimet & Branch, 603-669-1000
Michael Kasten, Sheehan Phinney Bass & Green, 603-668-0300
Stephen Patterson, Wiggin & Nourie, 603-629-4526
Curtis Little, Cook, Little, Rosenblatt & Manson, 603-621-7104

Financing Agencies
SBA504 PROGRAM , expansion financing for companies acquiring facilities that will create or preserve jobs; Wilmer Jones, 225-1400x130.
COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM , to create jobs for low to moderate income workers through business expansion
FINANCING SOURCES , a list of possible sources of funds for starting your business..

Business Assistance Programs
NEW HAMPSHIRE BUSINESS AND INDUSTRIAL DEVELOPMENT AGENCY , offering information and resources for New Hampshire business development.
SMALL BUSINESS DEVELOPMENT CENTER, providing free counseling from subcenters in Concord, Durham, Keene, Littleton, Manchester, Nashua, Plymouth, Portsmouth, and Rochester.
NEW HAMPSHIRE BUSINESS AND INDUSTRIAL DEVELOPMENT SITES, a data base of available buildings and industrial parks.
SMALL BUSINESS TECHNICAL ASSISTANCE PROGRAM, helping small businesses comply with state and federal environmental regulations.
NEW HAMPSHIRE SMALL BUSINESS DEVELOPMENT CENTER, supported by the US Small Business Administration and the University of New Hampshire.

SCORE Partnerships
Corporate Turnaround and SCORE have formed an alliance to help businesses get out of debt.  Corporate Turnaround has helped thousands of smaller companies find financing, settle past-due debts, resolve tax problems and avoid bankruptcy.

Reference Library (some materials available in SCORE local office)
BUSINESS EKG, The Kauffman Business EKG provides a comprehensive assessment of your company's financial vital signs.
US CENSUS BUREAU, a source of population and economic data.
1997 NAICS and 1987 SIC CORRESPONDENCE TABLES, categorization of all US businesses, useful for starting market research.
Starting & Operating a Business in New Hampshire , Michael Jenkins
SMALL BUSINESS SOURCEBOOK, contact us about this wealth of information about 336 small business profiles including relevant trade and professional associations, licensing information, educational directories, periodicals, franchises, software, etc.
Also, contact us about ALMANAC OF BUSINESS AND INDUSTRIAL FINANCIAL RATIOS, 50 financial ratios and key operating data for 179 industries, derived from millions of US companies, useful for business modeling or diagnosis.

Wholesale Buying Guide

Many retail gift shops are faced with the challenge of finding merchandise available at wholesale. Take advantage of permanent wholesale showrooms or marts, located in most major cities in the United States.

Use these tips to make your wholesale purchasing as successful as possible.

The Stress-Free Office

Stress can paralyze some people, while others find stress invigorating. While you can't control all of the stress related to your clients and your business, you can control various factors within your office that can help minimize stress and improve your productivity.