Finance & Money

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Over the past several years, banks have largely pulled away from lending to small businesses. They’ve done so primarily because they’re more averse to risk, plus it’s typically not profitable for them to make loans that are...

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24 Jul 2015

You’ve heard the saying: you need to spend money to make money for a reason.

Especially when you’re first starting your business, you’ll have a lot of initial costs that require you to spend in advance of receiving payments.

For example, you buy/lease a truck to deliver goods that will be subsequently billed for and funds collected, build out a retail store before opening the doors for business, hire staff before they can produce goods or offer services, and advertise to generate leads for future sales.