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Product Licensing for Beginners

Have you ever wished your company’s product could reach exponentially more potential customers than those you’re already targeting? Licensing can take your small business and catapult it to a huge audience, but only if you do it wisely.

SBA Financial Management Workbook

Every decision you make in your business—whether it’s creating a website, investing in classified ads, or hiring an employee—has a financial impact. And each business decision affects your cash flow— the amount of money that comes in and goes out of your business. We’ll help you with your decision-making with this online primer. Throughout this guide, you’ll find case studies, examples, and expert guidance on every aspect of small business finances. You’ll see that our goal is the same as yours—to make your business financially successful.

Business Plan Roadmap

What is a business plan and why do I need one?


A business plan defines the nature and scope of your business, quantifies your product mix/volume and/or service type/scope goals, and serves as your company’s resume. It describes the marketing, sales, operational, and financial aspects of a business. It is the roadmap annotated with the course you will pursue to achieve your goals. Because it provides specific and organized information about your business and how invested/borrowed money will be returned/repaid, a good business plan is a crucial part of any investment prospectus or loan package

SBA Business Smart Toolkit

The SBA Business Smart Toolkit is a ready-to-use workshop toolkit developed jointly by National Association for Government Guaranteed Lenders and SBA. The workshop lays the groundwork for helping new and aspiring entrepreneurs launch a business idea and understand the steps to building a business that is credit ready. The information is laid out simply in three modules.

Valley Resource Directory

The Shenandoah Valley Small Business Development Center has created a Valley Business Resource Directory to provide answers for those seeking information about local, state, and federal agencies and programs serving the business community. You can either browse the listings or search by keyword. You can also submit an inquiry directly from the site to many of the listed resources.

Valuable Documents

How to Really Start Your Own Business SBA Resource Guide Small Business Basics (Business Plan Template) Business Planning Tools for Non-profits Financial Management Workbook

Financial Projection Model

Financial Projection Model contains a set of input data sheets to list startup costs and sources of funds, salaries & wages, fixed operating costs, and sales forecasts for various products or services over a 3-year period.   The output data sheets are a set of useful projected financial statements (income statement, cashflow statement, balance sheet) for each of these 3 years.   The Financial Projection Model is very usefull to determine your break-even point and the net profit for your business.  


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Funded, in part, through a Cooperative Agreement with the U.S. Small Business Administration. All opinions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA.

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