



Dave will show you how to use your business financial statements to determine the financial health of your business with ratios that will let you compare your business to industry averages. Included are free forecasting spreadsheets.

Learn to understand Cash Flow versus Profits. Having cash available is critical for operating your business. Dave will show you how to use the information in your financial statements to manage your cash flow.

Know where you are going. Learn the steps in the business planning process and how to
forecast the income statement and the balance sheet. Learn how to interact with your banker to get what you ask for at the bank.


