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Passion, Reality and Starting a Business Starting a business is not easy.  An entrepreneur needs to understand and express his/her passion. To do so means developing a mission statement and a plan. But that’s just the tip of the iceberg.  Starting a business also requires enthusiasm, energy, and persistence to market... View
50 Small Business Tips for 50 Years of Success: Business Planning Planning for success gives your business a direct roadmap for how to get there. These tips offer advice on specific ways to plan ahead, strategize and avoid pitfalls before they take your enterprise off track. SCORE and MassMutual know how important it is to get good advice. That is why,... View
Alternative Lending 101 Over the past several years, banks have largely pulled away from lending to small businesses. They’ve done so primarily because they’re more averse to risk, plus it’s typically not profitable for them to make loans that are less than $250,000. To meet the demand for small... View
Use Financial Management Basics to Help Your Business Succeed Learn the Basics - Financial Management Tips All small businesses have something in common: a need to fully understand financial aspects such as budgets, cash flow, pricing and balance sheets. Otherwise, entrepreneurs may not fully understand what's happening with their business until it... View
Financial Projections Template Download this financial projections Excel template to calculate your startup expenses, payroll costs, sales forecast, cash flow, income statement, balance sheet, breakeven analysis, financial ratios, cost of goods sold, amortization and depreciation for your small business. View
Start-Up Expenses Nearly everyone who has ever started a business has underestimated the costs, and then faced the danger of running with inadequate capital reserves. The key to avoiding this pitfall is to adopt a rigorous approach to your research and planning. Our Startup Expenses worksheet will lead you... View
Understanding Your Business Credit Score How much do you know about your business’s credit score? If the answer is “not much,” you’re not alone – Entrepreneur magazine reports that less than 10% of all business owners understand how their business credit is established. However, if you want to access... View
Choosing the Business Idea That’s Right For You: 4 Important Questions to Ask For a certain breed of entrepreneurially-minded people, coming up with new business ideas is like a never-ending parlor game. They come to you at the grocery store, in the shower, and over dinner. You start way too many sentences with the phrase, “I have a business idea.” You even get... View
Negotiating Tips for Small Business Success Negotiating is something that every business owner and entrepreneur does on a regular basis. Whether it’s a deal with a vendor, a client, an investor or superstar employee you’re trying to hire, negotiating skills come in handy all the time. View
How to Hire Employees for Your Startup Employees. You may be the brains of your business, but the people you hire will be your company’s backbone. But hiring employees isn’t just as simple and doing a few interviews and picking the right candidate. You’ll also need to file some official paperwork. We’ll show... View