Mr. Zlotnick, a Certified Public Accountant was the founding and managing partner of Apfel, Levy, Zlotnick & Company, a midsize CPA firm in New York City before joining SCORE. He served for a number of years on the New York State Society of CPA's Financial Planning Committee. Mr. Zlotnick has taught at the College of Staten Island (Options Program), New York. Milt for many years was a Community Leader and Host for America on Line, Business "Know How" division providing advice on business plan preparation. In addition, he has prepared numerous seminars for SCORE including seminars concerning Internet Commerce. Milt is a cyber-counselor for SCORE and a consultant with Business Plan Pro (www.bplans.com). Milt has been with SCORE since 1996.