How I can help you

I can help improve business performances in Start-Up, Financing, Operations, Marketing and Human Resources.

As a Senior Business and Loan Developer, management consultant, district manager of human resources executive, business owner, sales manager and regional trainer of retail stores, I have helped countless businesses in the areas of start-ups, everyday operations and expansions.  Over my professional career I have provide financial management, business development assistance and marketing expertise to banks, businesses, municipalities, government agencies and service organizations.

In addition to my professional activities, I have a deep and committed sense of community and have served both public and private organizations in a number of capacities.

Those Non-Profit Activities include:

MN Small Business Development Center - Advisory Committee, Lakes Area Human Resources Assoc. - Treas/Membership Director, Brainerd Rotary - Board of Directors and Membership Committee Chair, Brainerd Sertoma - Board of Directors and Programs Chair, Love Lake Property Owners Association - President, See Gull Lake Association - Board of Directors, Lakes Area Restorative Justice Program - Board of Directors, Brainerd Lakes Area Chamber of Commerce - Ambassador, Rural MN Concentrated Employment Program - Workforce Council, United Way - Executive Board and Board of Directors, Bemidji Sertoma - Chairman of the Board, Lakes Area Chambers Outreach - Committee Leader, Lakes Area Chambers Workforce - Committee Leader, Jaycees - President, Junior Achievement - Board of Directors, Central Lakes College - Administrative Task Force, North Central Regional School to Work - Board of Directors, Downtown Merchants Association - Board of Directors..

As a member of SCORE, I invite you to contact me.  Let's get started.


Areas of Expertise
  • Business Finance & Accounting
  • Business Strategy & Planning
  • Non-Profit
  • Business Operations
  • Human Resources & Internal Communications
  • Sales, Marketing & Public Relations

Industry Experience
  • Banking, Finance & Insurance
  • Arts, Entertainment & Recreation
  • Professional & Business Services
  • Retail & Wholesale Trade
  • Nonprofit, Public and Professional Organizations




Joe Schulte

Communication Methods

  • In Person
  • Phone