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Got My CARES Act Loan - NOW What?!
January 4, 2023
Get your PPP loan forgiven and transform your business to survive COVID Download Transcript

If you are the recipient of a CARES Act loan, including PPP, EIDL, payroll tax deferral, etc. and you need ideas for maximizing the benefits of these support programs, including how to apply for loan forgiveness, SCORE can help. If you want to learn more about how federal, state, and local government health and safety guidelines are working to open small businesses and the economy - SCORE can help. If you need ideas to transform your business in the new "stay at home" digital economy, that was developing before the COVID- 19 crisis, but has now accelerated - this is the webinar for you.

In case you missed the May 27th webinar, "Got My CARES Act Loan - NOW What?!", we have provided links to the video, presentation PDF and resource files. 

View and download the presentation PDF here.

View and/or download the PPP loan forgiveness application here.

You will need the PPP loan forgivness application to follow the webinar. 

Topics Covered in the Webinar

Latest update on the CARES Act programs:

(You can watch the first hour of the webinar that covers this topic.)


  • Status of PPP and EIDL loan application programs
  • PPP loan forgiveness new rules
  • Tax credits for furloughed workers
  • New details regarding claiming Florida unemployment benefits
  • Main Street Lending Program Update

How to digitally transform Marketing, Sales & Customer Experiences:

(The below video will take you directly to the Digital Tranformation presentation of the webinar.)


  • Digitalizing your Marketing Mix (4 Ps of Marketing)
  • Leverage all digital channels: Social Media, Email, Web, Paid Ads...
  • Turning your outside sales into an inside salesforce
  • Creating customer intimacy in an environment of social distancing


Digital Optimization and Transformation for Small Businesses eBook

Polling Results for PPP on May 27th

78% Received a PPP loan
61% Did not review yet the PPP loan forgivness application
0%   Submitted their loan forgivness application
33% Will complete the PPP loan forgivness application by themselves
31% Will rely on professionals, like Accountant, Lawyer, Banker or SCORE mentor to complete the application
33% Are not sure about how to complete the application
64% Would like to participate in interactive Zoom meetings for help in completing the application

Polling Results for Digital Transformation on May 27th

33% Need to fundamentally transform their business to become a digital business
76% Said that Digital business has the potential to fundamentally change their industry and business
62% Need to act now, either to become a first-mover in their industry or to catch up
33% Are aware of specific and highly relevant technologies and solutions, and have a good understanding of their business impact




Nabil Freij

Nabil Freij

Nabil worked for several large and small companies in varying engineering and management positions including founding and running a small business from 1996 to 2019. A problem solver and entrepreneur, he draws from his various technical and management skills to streamline business processes and operations, minimizing costs and maximizing profitability. Skilled in all aspects of running a small business including Finance, Operations, Marketing, Sales, IT and HR. Author of Enabling Globalization, he is trilingual and holds a BS in Electrical Engineering from Northeastern University, an MS from Brown University, and an MBA from Bryant University.


Tom Garove

Tom Garove

Tom retired in 2013, after a 40-year career with General Motors Corporation. Starting as a college co-op student, Tom held management positions in auto assembly and Executive positions in dealer field management, finance, customer relations and contact center management. Tom completed his career at GM with a six -year assignment in Shanghai where he established GM’s dealer network plan in China. Following his retirement, he was recruited by Jaguar - Land Rover to return to Shanghai to assist in establishing the dealer network plan for the new Jaguar-Land Rover - Chery joint venture. Tom’s knowledge base also includes marketing, finance, call center IT, franchise administration, accounting, and creating business plans. He holds a BA degree in Industrial Administration from Kettering University (formerly General Motors Institute) in Flint, Michigan.


Barry Portugal

Barry retired after 36 years as president of a health care industry management consulting firm. His has worked with hospitals, healthcare systems, and large physician groups to develop operational, strategic and financial aspects of their organizations. Barry’s expertise is helping clients develop and implement strategic business plans and marketing plans; as well as identifying opportunities for performance improvement in existing businesses. He has extensive experience in getting to the heart of complex operational, organizational, and financial issues necessary to grow his client’s businesses. He has undergraduate and graduate degrees in business administration from the University of Illinois and the University of Pennsylvania.

CARES Act Update April 29
Small businesses that could not secure funds from the March 27th CARES Act programs can learn about the additional funds approved by Congress on April 24th and how they can secure these funds.
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Funded, in part, through a Cooperative Agreement with the U.S. Small Business Administration. All opinions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA.

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