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Simply put, Venture Capitalists invest millions of dollars, where as Angel Investors invest hundreds of thousands of dollars. I often meet individuals who say that they are looking for angel investors. They say that they have a vision and that their idea is a game changer. This is a very common
One thing all small businesses share is the need for money. But where do you find that capital? At this webinar! Join Senior USA TODAY Small business columnist Steve Strauss (and author of The Small Business Bible) and Dun & Bradstreet Credibility Corporation to learn about the many
Naturally, with an economy that ebbs and flows, the small business lending space is constantly in flux as well. In recent years, as banks closed their doors to small business owners, a variety of lenders stepped in to fill their place, paving the way for alternative lending solutions. These new
Applying for a business loan involves more than just filling out a loan application. Lenders are concerned about potential borrowers' ability to repay the loan. Prior to lending, lenders assess to learn whether the prospects or potential borrowers can operate a business, know the risks and
It’s an indisputable fact: alternative loans are expensive. Be it a term loan, a merchant cash advance, or a more flexible line of credit—any alternative lending option is going to cost you more in interest and fees than a traditional, government-guaranteed SBA loan or commercial bank
“How can I get grant money to start a for-profit business?” This is the number one funding related question that Small Business Administration, other government agencies and financial institutions encounter from potential entrepreneurs seeking money to start a business. The
The ice-age of bank small business lending continues. The New York Fed’s recent survey found that while 58% of small businesses want credit, only 16% received the amount they wanted.  Finding small business financing can be a challenge, but there's good news. You have many options
5 Ways to Get Funding Before Year’s End The year is quickly coming to an end and there are probably a few things you’d like to take care of before the new year begins. Maybe it’s fixing or purchasing some equipment. Do you want to hire staff for the holidays or order new products? Maybe you haven’t even started your
The Internet has changed everything from the way we stay connected to the way you can find a mate, and if it hasn’t changed the way you fundraise for your nonprofit, you’re missing out. While sending canvassers to knock on doors, holding carwashes and auctions will always be solid
Bank Loan Request for Small Business Readers who do not yet have the advantage of knowing you will judge you by your writing. Pay some attention to what you say and how you say it. What follows is a sample cover letter for a bank loan request. Note how much information is packed into a short letter, and that it 

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