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Fundamentally there are two broad categories of funding you can use to start up your company. These categories are not distinguished by who you’re borrowing from but by the requirements, limitations and types of returns that regulate the type of investment. It boils down to what you
What can an entrepreneur do to make up for a less-than-ideal personal credit history when trying to get financing for a new small business? Character remains one of the “Five C’s of Credit” so significant deficiencies in a person’s credit history that reflect poor
Are you considering becoming an entrepreneur? Before you do, let me offer you a little reality check. A recent survey, the Wave Small Business Report, polled small business owners about why they started their businesses and the pluses and minuses of being their own bosses—and had some
How do you get paid? I ask this of every business during initial review of their operational technology. It does not matter if they hired me because they think they need social media tools, a CRM or new manufacturing software, I always start at the beginning: How do you get paid? And then I
Visa Financial Management Toolkit Find resources to help manage your finances and grow your business - sponsored by Visa.
Cash crunch! Those are dreaded words for a small business owner. If you’re up against a cash crunch, there’s a chance you didn’t see it coming. Or you were averting your eyes to the on-coming train wreck. Either way, you might have avoided the situation with the help of the
Cash flow forecasts got you down? Creating a company’s cash flow reports is a necessary part of managing a business, but can also be downright tedious. But take heart and explore these time-saving apps and tools that can make your cash flow reporting job a whole lot easier. In basic
All of the fear-inducing references you’ve heard and read about cash being king in your business are absolutely true. But cash isn’t just king. It’s the entire kingdom. Poor cash management is one of the leading reasons why many small businesses do not succeed.  Without
How to Keep Hiring Costs in Check As business owners think about hiring, however, there’s a strong desire to keep costs down. Many have been optimistic about hiring before, only to scrap those plans when the economy failed to improve. When they do hire, small businesses have a strong desire to get the best people possible
This is the second of four articles in a series about how you can better manage your seasonal sales fluctuations. In the first article we discussed Understanding Seasonal Sales Trends. In this second article we’ll talk about Planning for Seasonal Sales. The next articles cover Marketing

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