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Ted Nichols retired from banking after a career that was primarily spent in the small-business lending area. He has a strong background in working with business owners in the area of small business finance. Ted published a book titled SMALL-BUSINESS LOAN REQUEST GUIDE. It is a guide with the target reader being a small business owner who wants to be more effective and successful in the loan approval process of a bank. Ted has provided assistance in the presentation of business loan requests and the preparation of business plans. He has considerable experience in helping clients develop a financial plan for the startup of their business. Contact Ted at Ted.Nichols@scorevolunteer.org