Counselors to America's Small Business
US Bank - Business Banker
Dec. 2009 to Now
University Nevada Reno
Bachelors - Finance
Diversified background in start-ups ranging from cable advertising divisions, TV stations, international national consumer goods conglomerate, international computer manufacturer and national IT product manufacturing company.
Created and implemented strategic, yet unique email signature copied and used by sales reps and management nationwide linking downloadable rebates used nationwide and decreased thousands of hours in labor costs.
Achieved #1 in nationwide sales for Hewlett Packard digital camera test in Best Buy stores. 600% sales growth through developing a plan that encompassed store personnel and HP sales rep training, promotional gifts for reps, customer handouts and sales tracking sheets.
Initiated turnaround of poor sales achieving overall 44.5% improvement over predecessor by enhancing channel relationships and providing various diverse market offerings. ($1,382,290 actual vs. $1,998,139 actual)
Sold $10,120 TV Spot schedule to regional shoe manufacturer despite non-existent station ratings.
Established out-of-box solutions with over 60 creative merchandising displays, which solidified long-term relationships with clients. Implemented course to action regarding superior customer service resulting in capturing more customer mindshare.
Bachelor of Science in Communication, Ohio University
Founder and Financial Advisor with SoCal Physicians Financial and Insurance Services. Expert in serving the specialized financial needs of the medical and dental community and their families. Focuses on educating the client while helping them take necessary actions in protecting, growing and preserving their assets and way of life. Includes detailed review of personal tax records, investments, insurance, assets, existing practices, equipment, business valuation and evaluation of the financial strength of the business. Develops and provides detailed plans and recommendations for improvement.
BS Finance University of Phoenix, San Diego, CA
MBA, University of Phoenix, Riverside,
California Life and Health Insurance License; FINRA Series 7, 6, 63 and 65 licenses
Registered Investment Advisor
Chartered Life Underwriter and Chartered Financial Consultant
A Human Resources professional of 30 years and is driven to assist organizations and individuals reach their fullest potential. Pat began consulting as PatBellHR in 2011 and has combined her past full time and independent career opportunities into a fulfilling practice. Her greatest joy is working with companies to develop employees and leaders to create a thriving company culture of success.
Pat’s long term career in human resources has been rich with many experiences. Her expertise has developed in many industries including; consumer products, telecommunications, IT consulting, startups, non-profits, IT Initiatives and retail. Her passion is to encourage and facilitate training regarding the unknown challenges of the employee/leader relationship. From recruiting, employee relations, supervisor training to major company transitions, her skills have been tested and strengthened.
In addition to training, Pat also enjoys assisting organizations with leadership development initiatives. Her approach is both strategic and practical to create a plan for success.
Pat is a certified trainer for the Franklin Covey program, “Four Imperatives of Great Leaders” and ELI’s leadership training program, “Civil Treatment for Leaders”.
<p> <span>B.A. in </span><span>Mathematics</span></p> <p> M.S. in Computer Science</p>
Dean Witter as a stockbroker from 1986 through 1988.
Completed additional college courses in 1989 to obtain accounting degree.
London Witte and Company (CPA firm) from 1990 through 1997.
Debbie K. Goldberg, CPA from 1997 through present.
University of NC, Wilmington, NC.
Florida Atlantic University, Boca Raton, FL.
Currently an educator, student, coach, and entrepreneur. I have taught in the private school setting for almost 20 years grades Pre - K through 8th grade. I have been an entrepreneur instructor for 4th through 10th graders during a 4 week summer program the last five years.
I am the Communications Director for a nonprofit called Moving Beyond Hope, which serves to help low and middle income families transition off of the "system" cycle and regain their financial freedom through education.
I received my diploma from Princeton High School, Cincinnati, Ohio in May of 1988
I received my Bachelor of Arts in Rhetoric and Communication in May of 1993
I have certifications in Landmark Education, NFTE (National Foundation for Teaching Entrepreneurship)
Ice House Entrepreneurship,
For the past 15 years my experience has been working with 3 different financial institutions in the problem loan workout department which focuses on borrowers that are experiencing some type of situation that is causing cash flow issues for the business which in turn puts the loan in a higher risk profile. In this role I analyzed business strategy, cash flow statements, business plans, and collateral positions of the borrower. From this experience I am able to work with borrowers to ensure that their business plans are comprehensive and to assist them in assessing where they may have a gap in operations or administration within their business. In addition, I have knowledge and experience with all types of lending partners for business owners from investors, to traditional lenders, to alternative lenders and factoring companies. I can assist business owners in putting together a strategy to ensure that they are able to secure the working capital needed to facilitate operation of their business and/or growth and expansion.
For 10 years prior to commercial lending, I was involved with consumer credit functions.
I am now a front end commercial lender with a community based bank.
BS in Education from the University of Akron
Numerous management training courses over the years
• Wide array of innovative business approaches due to work experience in various countries, cultures and different organizations; • Wrote grants/proposal; • Consistent record of forging strong business relationships with prospects and clients; • Worldwide marketing, business development and international strategist with more than 20 years of unique cross-functional expertise in computers, designed and developed electronics/computers and mechanical systems, business development, management and sales, project management and leadership experience; • Ability to perform with a global perspective in a competitive and fast-paced business environment. Extensive international business experience, travel and exposure to different projects and cultures; • Successful record of leading teams in the development of high-quality deliverables and peak performance while focusing on responsibilities and commitments. • Foster professional growth through mentoring relationships and focus on training and development; • Competently juggle multiple projects while maintaining the uppermost emphasis on productivity and profitability.
• Turnarounds | Business Development | Strategic Planning | Management | Board Development | Organizational Development | Forecasting | Technology Adoption | Entrepreneurship | Growth Strategies • Sales Leadership | Channel Sales Strategies, Processes & Programs | Go-to-Market Strategies | Demand Generation | Marketing | Market-Segments | Social Media | Public Relations | Promotion | Creative Writing| • Prototyping |Financing | Communications | Market-Penetration |Packaging | Branding |New Product Analysis | Manufacturing | Engineering | Computers | Electronics |
<p> PhD International College Major: Management Science MSM (MBA) Northrop University Major: Management, Marketing, Economics & Finance BSEE Northrop University Major: Electronics Engineering, Minor in Business DIP (ASEE) Lakehead University Major: Computer &amp; Electronics Engineering Florida Teacher's Certification: Physics and Mathematics (Held)</p>