Educational Services

This document explains the importance of your credit score, the method used in its calculation, how it's used and how to obtain a copy.

Ellen Brown

Ellen Brown

Current City: Las Vegas, NV
Chapter: SCORE Las Vegas

Marketing and public relations mgr for areospace division of Lear Siegler; Training and development mgr for Spartan Stores' corporate University; Consultant for CAEL in US and International clients; Asst Prof, Business School, Davenport University; Dean, Davenport U; Affiliate Faculty, Regis University - Denver CO

Owner, Managing Partner New Concept, Inc. 2 day spa operations

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Education

BS and MS from Grand Valley State University (Michigan)- Marketing and Communications; Post graduate Cornell University - Administrative Management; Doctorate (DCB), Jacksonville Theological Seminary; "Lots of post graduate training in sales, management, training & development, business finance.

Sidney B. Landman

Sidney B. Landman

Current City: Clayton, CA
Chapter: East Bay SCORE

Over 40 years in corporate America in industries ranging from Sandpaper to contact lenses and in organizations as large as Fortune 50 companies to start-ups. My career has primarily been in Financial and Operating management but has also included general management and consulting. I have worked in multi-national, multi-divisional environments dealing with factories and marketing in the US, Asia, Africa, Europe, South America and Australia. Products have ranged from consumer electronics to defense to contact lenses and finally a not for profit.

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Education

 BA in Economics and Finance from City College of New York, MBA in Finance from Loyola of Baltimore and taught Financial Management in the MBA program at Frostburg State College.

Keith L Oakes

Keith L Oakes

Current City: Collierville, TN
Chapter: SCORE Memphis

33 years in various management (line and staff) positions with Nationwide Insurance Company. Sales Management including training and development of agents, agency staff, field sales managers. Field sales management including management of field sales managers, sales management administration, awards and recognition programs, agency audits and compliance with corporate, state, and federal regulations. Agency acquisitions, marketing development including new product development.

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Education

BS in Business Administration, The Citadel, Charleston, SC. Chartered Property Casualty Underwriter, CPCU, Numerous marketing, management and training development courses.

Juan J Fret

Juan J Fret

Current City: Oldsmar, FL

Juan J. Fret is a seasoned manager with over 45 years of aggregate experience in credit, industrial and operations management. He was a Graduate School of Business professor of managerial accounting with extensive business administration, mentoring, coaching, counseling as well as training and organizational development experience. Juan offers advice with a perspective on essential business disciplines such as Money, Management and marketing. Professional Qualifications: Able to evaluate business operations & offer ideas for cost control, debt & credit management, improving profits and achieving a stronger, better organized and more effective business Highly organized planner, able to develop plans, strategies, time lines & frequent reviews to improve business processes, strategies, and increase profitability Global thinker, committed to achieving results and making the immediate community a better place to live and work Proficient in developing and managing financial budgets, operational and strategic plans, expense forecasts and justifications for acquisitions Effective written and oral communications skills, analytical ability and competence to deal effectively with diverse types of people with different types of values, styles and personalities Patient and intent listener with ability to read between the lines and interpret body language Able to deal with ambiguity and drive change in complex, high-stress environments Demonstrated proficiency in business counseling, coaching and mentoring for aspiring entrepreneurs and existing business owners Completely PC literate: Word, Excel, PowerPoint, Access data base, MS Publisher, QuickBooks, and Smart Draw.

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Education

BBA, MBA

Vazi Okhandiar

Vazi Okhandiar

Vazi Okhandiar

Current City: Irvine, CA

Executive Director, NR Computer Learning Center & Vice President, Technology at mLogica inc., managing the software development centers in Southern California and India. Assist companies streamline and automate their processes to improve their productivity and improve company performance through online and mobile application development.

 

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Education

  • Project Management Professional(PMP), Project management Institute 
  • MBA, University of California, Irvine
  • MS Computer Science, Illinois Institute of Technology, Chicago
  • BS Electrical Engineering, University of California, Irvine
  • Microsoft Certified Trainer (MCT)

Dr. Som Karamchetty

Dr. Som Karamchetty

Current City: Potomac, MD

As a volunteer counselor with SCORE since 2004, Dr. Karamchetty counseled over nineteen hundred entrepreneurs as they start and grow their businesses. His clients came from a variety of businesses and he counseled them in developing their business plans, financial plans, management strategies, and taking inventions to product based businesses. In his counseling, he applies his prior background in government, contracting, engineering, technology, inventions, and idea to product transition, and manufacturing. At the US Army Research Laboratory in Maryland for sixteen years, he managed research projects, and formulated multi-million dollar research programs in emerging technologies and next generation and future systems. At Martin Marietta Data Systems, he was the Principal Technology Investigator for AI and managed Advanced Technology projects. As program manager at Mechanical Technology Inc., in Latham, NY, Som developed a number of advanced concepts and managed thermal systems projects. His other research and development accomplishments were in energy systems, computational methods, wire ropes, and biometrics. He has four patents in engineering and computing. Since his retirement from ARL, Som has been running his own consulting business in technology and management with a focus on concept generation. His current interests span engineering, technology, economic and social development. Som Karamchetty obtained M. Tech. and PhD degrees in engineering from Indian Institute of Technology (IIT), Kharagpur, in 1962 and 1965 respectively. He was on the faculty of IIT in India for ten years, and the University of Newcastle, Australia for nine years. He was a visiting faculty member at Drexel University, Philadelphia, PA; the ARL Distinguished Professor at Naval Postgraduate School, Monterey, CA; and an adjunct professor at the University of Maryland University College, MD. He is a life Member of the American Society of Mechanical Engineers. Having been selected as a delegate-at-large in 2005, Som served on the White House Conference on Aging and contributed to the development of implementation strategies.

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Education

PHD, 1965, Indian Institute of Technology, Kharagpur, India

M. Tech, 1962, Indian Institute of Technology, Kharagpur, India

BE (Hons), (1959),  Andhra University, India

Charles W Christiansen

Charles W Christiansen

Current City: Knoxville, TN

QUALIFICATIONS

Management and Strategic & Business Planning Consultant Plan & deliver seminars & workshops for profit & non-profit companies & organizations. Work with all types of individual for-profit businesses; retail, wholesale, service, financial, educational, agricultural, and manufacturing in development of short and long term strategies. Help them create strategic plans, business plans, marketing plans, and management strategies that are consistent with the individual need. Assist each in identifying core values, vision, purpose/mission statements, goals, objectives, strategies, and an evaluation processes. Counsel companies in need of turn-around plans to achieve acceptable profitability levels and strategic objectives. Assist non-profit and religious organizations in strategic and business planning with emphasis on governance and management issues, organizational relationships, accountability, and non-profit marketing.

Experience and Background International:

International Executive Service Corps Volunteer  Dushanbe and Khujand, Tajikistan. Counseled and trained Pragma Relationship and Marketing Managers in best practices of Strategic and Marketing Planning in concert with 22 clients. Transfer of knowledge in client diagnosis, and insights given into use of management accounting was accomplished. The companies included polygraphic manufacturing, radio broadcasting, chicken farming [egg production], stucco production, semi-precious stone conversion to gifts & jewelry, wood gift manufacturing, soft drink bottling, beauty & cosmetology parlor, cotton socks & hosiery manufacturing, recreation/restaurant development, a medical center, advertising & information agency, construction, freight forwarding, and processing & canning of agricultural produce. Customer Service and Sales & Selling PowerPoint presentations were developed for use as tool box items for local Pragma staff and deliverables to clients in Central Asia.

Atyrau, Kazakhstan. Interacted with and advised 25 separate manufacturing, energy/oil drilling, dairy processing, distributor, and retail companies in various capacities including coordinating regional and international joint venture relationships. Counseled the clients in all aspects of operational practices; Sales & Marketing, Organizational Structure, Financial Management, Human Resource management, and Customer Service. Facilitated and guided a Joint Venture proposal between an energy company and Small Enterprise Assistance Fund [SEAF]. Worked with the local Pragma Corp. management and staff toward the compilation of an internal plan for client management and follow up. This Plan included a reorganization of staff functions and training of local nationals in consulting techniques.

Ust Kamenogorsk, Kazakhstan. Worked in various capacities with 26 individual manufacturing (Auto, Fabric mill, Capacitors)  construction, retail establishments, consulting companies, hog grower/sausage production, honey processing, animal [marels] raiser, auto dealer, and a private school. Assisted in Strategic Planning, Sales & Marketing, Management, Organizational Structures, & Financial Planning, Business Planning. Trained local nationals in Business Consulting and Needs Diagnosis through practical on-the-job experiences. 

Uralsk, Kazakhstan. Trained local nationals and worked with 29 manufacturing, distribution, construction, slaughter houses, farmers co-op, retail companies and 1 University. Areas of involvement included Strategic Planning, Business Plans & Planning, Marketing, Sales & Customer Service, Human Relations, Organization & Management, Joint Business Ventures, and Financial Management & Planning. In concert with the University developed an organization structure plan for management of a Business Incubator along with a Micro Loan Program to enhance its support and success.

Macedonia: training local nationals in western business practices & working with 50 privatized companies in hard goods and soft goods sectors of manufacturing, distribution, & retail sectors on conversion from planned to market economy including business planning, marketing/sales, management practices, & financials. Assisted a trout farm and honey producer in the process of compilation and implementing a Human Resource management program/process.

American Career Background: General Management, Executive Full P&L responsibility for Operations Management of manufacturing facilities in areas of metal stampings, cold heading & forming, impact extrusion, plastic injection molding & extrusion, zinc die casting, assembly, distribution & warehousing. Including functions of; Production, Production Planning, Inventory Control Sales & Marketing Research & Development, Engineering, Tool & Die, Quality Control, Human Relation/Personnel, Capital justification & acquisition, Accounting, budget, short & long range planning, asset management Legal compliance: safety, labor, environment, etc.

WORK HISTORY

Towle Manufacturing, House wares & Distribution Center, Fairmont & Farmington, West Virginia & Cumberland Maryland - General Manager Manufacturer of ice buckets, trays, & glassware decoration & distribution center for giftware.

Impex Division KCI, Crawfordsville, Indiana - General Manager Impex was a specialty manufacturer of non-ferrous products for the semiconductor, automotive OEM and aftermarket, small engine, and aircraft markets. Examples: semiconductor heat sinks & bases, impact aluminum brake pistons, & other impact extrusion and cold formed parts.

National Lock Fastener, Rockford, Illinois - Operations Manager Manufacturer of cold headed products: Screws, bolts, nuts, & other cold formed products

National Lock Plastics Division, Rockford, Illinois - General Manager Manufacturer of custom injection molded products

National Plasticrafters, Sheboygan, Wisconsin - General Manager Manufacturer of custom extruded thermoplastic parts

Chair Hardware Division NLC, Waverly, Tennessee - General Manager Manufacturer of rocking & tilting mechanisms & casters for office chairs and other applications.

National Lock Company, Rockford, Illinois - Regional Sales Manager Manufacturer of cabinet and furniture hardware and screws & bolts utilized in the automotive, furniture and appliance industries..

OTHER ACHIEVEMENTS

Consultant - Los Angeles Lutheran High School, Los Angeles, California Responsible for reorganization including strategic planning, policy & procedures development, financial records reconstruction and systems, computer hardware, software & management systems and new site location, purchase & construction of a new campus.

SCORE Volunteer 1998 to present - Counseling of small businesses in all sectors of industry including for profit and non-profit. Counseling is accomplished in face-to-face sessions locally and via telephone & email worldwide

 Judge - Ford Motor Company, Historically Black Colleges & Universities (HBCU) Business Plan competition  2005, 06, & 07

Judge  Ford Motor Company, Best Business Plan Contest National competition for new and emerging entrepreneurs  2004 This program was replaced by HBCU competition noted above.

Member, past & present, of several nonprofit and for profit Boards of Directors

Owner of Several Businesses

Examples: Retail gift shop, property developer and home construction, camping trailer distributor; screw assembly and packaging business; mail order enterprise; fastener distribution; antiques retailing.

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Education

EDUCATION

Accounting Degree, Rockford Business College, Rockford, Illinois

Various courses at several universities in Sales, Marketing, Quality Control [Statistical Process Control] Industrial Engineering, Human Relations [Labor & Union Management], & Management & Motivation.

Bob Ganz

Bob Ganz

Current City: Asheville, NC
Chapter: Asheville SCORE

Expert in Business Plan Development, Development of Financials, Financial analysis, Buy/Sell/Joint Ventures, Business Development. Consultant for major corporations and small businesses, start-up. as well as existing businesses

36 yrs experience with Chemical Division of Multi-national Energy Co in virtually all core business functions (R&D, Engineering, Operations, Construction Management, Technical Support, Market Research, Business Management, Business Plan Development, Business Planning and Strategy, M&A and Divestments), and in virtually all geographies (US, North America, Europe, Asia, Africa). Key responsibilities included business analysis, deal negotiation, M&A and divestments, strategy development and implementation, business development. Currently consult part time for major chemical and petrochemical companies and teach business and technical courses at Cornell.

 

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Education

<p>
BS, MS in Chemical Engineering, minor in Business Administration from Cornell University 1969/1970</p>

James C. McDermott

James C. McDermott

Current City: Fairbanks, AK
Chapter: Alaska SCORE

UNIVERSITY OF ALASKA, FAIRBANKS 2008-PRESENT Business Professor Prepare and present lectures, design and administer exams, research and compile instructional material. Courses taught include Small Business Management, Intro to Business, Organization Behavior, and Organization Change & Development. UAF SMALL BUSINESS DEVELOPMENT CENTER FAIRBANKS, AK MAR. 2006- NOV. 2007 Director of Small Business Development Center Provided small business counseling. Developed and facilitated small business workshops and outreach activities to the community. Notable Achievements: Under my direction, SBDC coordinated quarterly Women Entrepreneurship Networking events, which allowed for leadership, networking, and mentoring for women in Fairbanks. Brought in high level mentors as guest speakers, for example Patent Attorneys and SBA representatives. AXIA COLLEGE (UNIVERSITY OF PHOENIX) 2005-2008 Adjunct Instructor Taught Critical Thinking and Informational Technology courses. Notably successful in meeting the challenge of delivering quality, distant education via technology advancements. Making myself accessible, and practicing diligent follow-up with my students, created a rewarding learning experience. UNIVERSITY OF ALASKA, ANCHORAGE (UAA) 2004-2006 Enrollment Services Advisor Counseled new, continuing, an transfer students with enrollment, financial aid, records, and registration requirements. Maintained UAA Customer Resource Management e-files containing tens of thousands of student transactions and individual records. WAYLAND BAPTIST UNIVERSITY ANCHORAGE, AK 2003-2005 Adjunct Instructor Taught courses in Windows XP, Microsoft Business Application software, Management Information Systems, and Business Electronic Commerce. Required my having a minimum of 18 graduate credit hours specializing in IT. DEVRY UNIVERSITY, ALASKA 2001-2003 Recruiter & Educational Advisor Interviewed and conducted interest evaluations with prospective students and families, and provided instruction on admissions and financial aid requirements. Conducted career workshops in virtually all schools in Alaska, reaching out to several thousand students. Notable Achievement: DeVry's 2003 New Comer of the Year STATE OF ALASKA, ALASKA PSYCHIATRIC INSTITUTE 1999-2001 Administrator, MSDS Database. Purchaser, medical supplies/equipment. Warehouse Supervisor. ANCHORAGE SCHOOL DISTRICT ANCHORAGE, AK 1998-1999 Warehouse Distribution Manager, managed supply/equipment distribution for 86 ASD schools. Served as Department Information System Trainer for ASD warehouse personnel, financial, payroll, and HR. UNITED STATES AIR FORCE 1975-1998  Rank Achieved: Master Sergeant (Honorable Discharge)  Medals Received: 4 Air Force Commendation Medals, Humanitarian Service Medal, 7 Good Conduct TRANSFERABLE SKILLS Managed 1,200 personnel Controlled Supplies budget of over $1M per year Managed Multi-Million dollar Inventory budget Strict adherence to prescribed budgets eliminated need for additional funding Monitored President's Fraud, Waste, and Abuse budget policy, and saved tens of thousands of dollars in wasteful spending Respected Leader, earned through trust, integrity, and a passion for excellence.

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Education

&lt;p&gt; M.S. in Business Organizational Management, Concentration: IT&amp;nbsp;University of La Verne, California B.S. in Occupational Education, Concentration: Business Administration&amp;nbsp;Wayland Baptist University, Texas Continuing Education&amp;nbsp;Have completed 64 graduate credit hours at Capella University School of Business&lt;/p&gt;

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