Banking, Financial Services and Insurance

Mike Astle

Mike Astle

Current City: Colorado Springs, CO

I have extensive experience in managing financial institutions having held ownership positions in several small Kansas banks. I was President of First Community Bank, Emporia, Ks; President of Commerce Savings & Loan, Shawnee, Ks: president of Los Alamos National Bank, Los Alamos, NM. At various times I owned a small insurance agency, a small real estate agency and continue to own an 18 unit shopping center in Topeka, Ks with my son & wife. In between ownership in the banks I worked as a bank consultant doing business plans, budgets and policies for several Kansas banks.

 

Resume

Education

I am a graduate of Kansas State University with a BS in agricultural economics, post graduate studies in economics at Wichita State University and a graduate degree in banking and finance from the Southwestern Graduate School of Banking, Southern Methodist University.

4 Walls Media Group Presentation

About the Author

4 Walls Media Group 

1 Leonard Ave.

Hooksett, NH 03106

603 623-8007

http://www.4wmg.com

 

 

Janice Selfridge

How SCORE Helped

The economy may be struggling but Janice Selfridge’s business is thriving – a turn of events she attributes largely to the counseling she received from SCORE in Carmel, NY.

Selfridge is the President and conservator of Hudson Valley Fine Art Conservators, Inc. (HVFAC) in Beacon. A graduate of Rutgers University, she has studied at NYU, the Art Fashion League, the Fashion Institute of Technology and the NY Academy of Art.

She began her career in conservation in 1995 and has been actively working in the field since. HVFAC cleans and repairs paintings, historical frames and the original artwork and decorations in churches. While Selfridge is very good at restoring artwork, she was not much of an independent businesswoman and badly needed help in structuring and organizing her business.

Enter the Putnam SCORE counselors. “The counselors in the SCORE office in Carmel did everything” said Selfridge. “They helped me structure the business, create a marketing plan, reviewed materials and helped me regroup and refocus when I had a major setback.” The help ranged from suggesting a revised logo to guiding her through the creation of an entire business plan. “As the business evolved over time” says Selfridge, “I met with SCORE counselors more than ten times over the course of a year.”

Today Hudson Valley Fine Art Conservators is a profitable and growing business. One new museum client told her “if you can accept credit cards we will feed you as much work as you can handle.” Needless to say Selfridge immediately arranged to take credit cards. In recognition of her accomplishments Putnam SCORE recently presented Janice Selfridge the chapter’s “Award for Business Success”.


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          After working in the industry for a number of years, I want to start my own catering business. Conversations with a couple of banks about financing have not been promising, so I’m considering approaching some friends and relatives about borrowing the startup money. Is this a good idea?         

When seeking financing help for a small business, many entrepreneurs turn to friends and family, rather than banks or other lending sources. While this approach may avert the stresses associated with loan applications and presentations before strangers, it carries its own set of risks and potential pitfalls.

About the Author

          This column is brought to you by the Merrimack Valley Chapter of SCORE, with nearly 70 current and former business executives available to provide free, confidential, one-on-one business mentoring and training workshops for area businesses. Call 603-666-7561 or visit merrimackvalley.score.org for information on mentoring, upcoming workshops and volunteer opportunities. SCORE is a national, non-profit organization and a resource partner of the U. S. Small Business Administration.  

I’m considering purchasing a local, long-established dance studio. I have the training and skills to run it, but have never bought a business before. What advice can you give me? 

          Buying an existing small business can expedite one’s way into entrepreneurship. All the upfront effort has been taken care of, as has much of the learning curve. And with staff and resources already in place, you may think stepping in and taking over is all there is to it.

About the Author

          This column is brought to you by the Merrimack Valley Chapter of SCORE, with nearly 70 current and former business executives available to provide free, confidential, one-on-one business mentoring and training workshops for area businesses. Call 603-666-7561 or visit merrimackvalley.score.org  for information on mentoring, upcoming workshops and volunteer opportunities. SCORE is a national, non-profit organization and a resource partner of the U. S. Small Business Administration. 

Bill Biles

Bill Biles

Current City: Tie Siding, WY
Chapter: Cheyenne SCORE

Resume

Education

  • 1972   MBA in Finance, Wharton School, University of Pennsylvania
  • 1970   BS in Agricultural Economics, University of Nebraska

 

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