Counselors to America's Small Business
Currently an educator, student, coach, and entrepreneur. I have taught in the private school setting for almost 20 years grades Pre - K through 8th grade. I have been an entrepreneur instructor for 4th through 10th graders during a 4 week summer program the last five years.
I am the Communications Director for a nonprofit called Moving Beyond Hope, which serves to help low and middle income families transition off of the "system" cycle and regain their financial freedom through education.
I received my diploma from Princeton High School, Cincinnati, Ohio in May of 1988
I received my Bachelor of Arts in Rhetoric and Communication in May of 1993
I have certifications in Landmark Education, NFTE (National Foundation for Teaching Entrepreneurship)
Ice House Entrepreneurship,
For the past 15 years my experience has been working with 3 different financial institutions in the problem loan workout department which focuses on borrowers that are experiencing some type of situation that is causing cash flow issues for the business which in turn puts the loan in a higher risk profile. In this role I analyzed business strategy, cash flow statements, business plans, and collateral positions of the borrower. From this experience I am able to work with borrowers to ensure that their business plans are comprehensive and to assist them in assessing where they may have a gap in operations or administration within their business. In addition, I have knowledge and experience with all types of lending partners for business owners from investors, to traditional lenders, to alternative lenders and factoring companies. I can assist business owners in putting together a strategy to ensure that they are able to secure the working capital needed to facilitate operation of their business and/or growth and expansion.
For 10 years prior to commercial lending, I was involved with consumer credit functions.
I am now a front end commercial lender with a community based bank.
BS in Education from the University of Akron
Numerous management training courses over the years
• Wide array of innovative business approaches due to work experience in various countries, cultures and different organizations; • Wrote grants/proposal; • Consistent record of forging strong business relationships with prospects and clients; • Worldwide marketing, business development and international strategist with more than 20 years of unique cross-functional expertise in computers, business development, management and sales, project management and leadership experience; • Ability to perform with a global perspective in a competitive and fast-paced business environment. Extensive international business experience, travel and exposure to different projects and cultures; • Successful record of leading teams in the development of high-quality deliverables and peak performance while focusing on responsibilities and commitments. • Foster professional growth through mentoring relationships and focus on training and development; • Competently juggle multiple projects while maintaining the uppermost emphasis on productivity and profitability.
• Turnarounds | Business Development | Strategic Planning | Management | Board Development | Organizational Development | Forecasting | Technology Adoption | Entrepreneurship | Growth Strategies • Sales Leadership | Channel Sales Strategies, Processes & Programs | Go-to-Market Strategies | Demand Generation | Marketing | Market-Segments | Social Media | Public Relations | Promotion | Creative Writing| • Prototyping |Financing | Communications | Market-Penetration |Packaging | Branding |New Product Analysis
PhD International College Major: Management Science MSM (MBA) Northrop University Major: Management, Marketing, Economics & Finance BSEE Northrop University Major: Electronics Engineering, Minor in Business DIP (ASEE) Lakehead University Major: Computer & Electronics Engineering Florida Teacher's Certification: Physics and Mathematics (Held)
CPA and attorney with over 23 years of extensive advisory and management experience within three Big 4 professional services firms and two Fortune 500 health/managed care and life insurance corporations . Well-rounded leadership experience in M&A, start-up advisory, provider development, internal controls, accounting and financial analysis.
• The Wharton School, University of Pennsylvania, - (MBA), • Law School, Obafemi Awolowo University, Nigeria • CPA (Virginia), • Certified Internal Auditor • Attorney (State of New York) • Certified Fraud Examiner (CFE)
I have extensive experience in managing financial institutions having held ownership positions in several small Kansas banks. I was President of First Community Bank, Emporia, Ks; President of Commerce Savings & Loan, Shawnee, Ks: president of Los Alamos National Bank, Los Alamos, NM. At various times I owned a small insurance agency, a small real estate agency and continue to own an 18 unit shopping center in Topeka, Ks with my son & wife. In between ownership in the banks I worked as a bank consultant doing business plans, budgets and policies for several Kansas banks.
I am a graduate of Kansas State University with a BS in agricultural economics, post graduate studies in economics at Wichita State University and a graduate degree in banking and finance from the Southwestern Graduate School of Banking, Southern Methodist University.
I have worked in the Travel Industry for well over 25 years. But, 11 years ago I decided to open my own travel agency with a partner and we became Let's Go! Travel. We were the first home based travel agency in Tuolumne County.
During these past 11 years I have had to face the challenges of re-defining myself as a Travel Consultant, facing the increasing need to be available in all types of formats (mobile, web, social media) and just meeting the ever growing small business economic changes.
High School Graduate
Attending college courses in Business Administration, Business Accounting, Office Management - though have never received a college degree.
I continuously keep up with courses specific to my profession, have earned my accreditation with the Cruise Industry (CLIA) and the National Association of Travel Agents (NACTA).
I have also been awarded destination specialist distinctions for Hawaii, France and Italy.