Rural Entrepreneurs


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          After working in the industry for a number of years, I want to start my own catering business. Conversations with a couple of banks about financing have not been promising, so I’m considering approaching some friends and relatives about borrowing the startup money. Is this a good idea?         

When seeking financing help for a small business, many entrepreneurs turn to friends and family, rather than banks or other lending sources. While this approach may avert the stresses associated with loan applications and presentations before strangers, it carries its own set of risks and potential pitfalls.

About the Author

          This column is brought to you by the Merrimack Valley Chapter of SCORE, with nearly 70 current and former business executives available to provide free, confidential, one-on-one business mentoring and training workshops for area businesses. Call 603-666-7561 or visit merrimackvalley.score.org for information on mentoring, upcoming workshops and volunteer opportunities. SCORE is a national, non-profit organization and a resource partner of the U. S. Small Business Administration.  

I’m considering purchasing a local, long-established dance studio. I have the training and skills to run it, but have never bought a business before. What advice can you give me? 

          Buying an existing small business can expedite one’s way into entrepreneurship. All the upfront effort has been taken care of, as has much of the learning curve. And with staff and resources already in place, you may think stepping in and taking over is all there is to it.

About the Author

          This column is brought to you by the Merrimack Valley Chapter of SCORE, with nearly 70 current and former business executives available to provide free, confidential, one-on-one business mentoring and training workshops for area businesses. Call 603-666-7561 or visit merrimackvalley.score.org  for information on mentoring, upcoming workshops and volunteer opportunities. SCORE is a national, non-profit organization and a resource partner of the U. S. Small Business Administration. 

Business Technology - Finances (4 of 4)

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Business Technology - eMarketing

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Business Technology - Websites

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Business Technology Program - Overview Webinar (1 of 4)

Summary

This narrated PowerPoint video provides an overview of the benefits and features of using current technology to improve your small business.  It is the first in a four-part series originally developed to provide SCORE volunteers with an overview of current technologies in order to better guide their small business clients.  However, the perspective of the narration in these videos has been changed to be appropriate for viewing directly by small business owners and managers.

Online Workshop|How to Manage your Medical Bills

Summary

David Holt, attorney and SCORE mentor, and David Dubé, sales consultant and entrepreneur, present their ideas on how to take control of your medical bills.  They present ways to manage the fact that you have a medical bill that you can't pay.

Download the slides for the presentation here.

Hip Chick Farms

Owner/Founder
Serefina Palandech
My Location
335 Sexton Rd
Sebastopol CA
United States
How SCORE Helped

When Serefina initially envisioned her idea of offering a healthier line of chicken nuggets, fingers and meatballs, she turned to the internet for research. One of her first discoveries was SCORE.  She signed up for the five-week class on How to Start a Business, which she credits for getting her business on the right track.
 
Her next step was to meet with SCORE Mentor Richard Adler, who helped her develop a business plan and financial projections. Serefina also credits Mr. Adler with asking her about the "end game" i.e. where she wants to take her business: To keep it forever or sell it someday?
 
"We decided we wanted to be acquired, which changed a lot of our thinking,  for example, we decided to co-pack the products instead of building a factory," Serefina said.
 
As a result, she said Hip Chick Farms went from an idea to a national organic chicken producer, which is sold in Safeway, Whole Foods and other grocery chains. "Starting a business is fraught with challenges.  But with SCORE’s help we cemented our vision, had perseverance and never gave up," she said.
 
She said she continues to work with SCORE as the company is looking at adding staff, and is asking for help with hiring, benefits, etc.

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