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I have over 30 years of experience in Banking and Financial Services as a Commercial Lender, Business Banker, and SBA Lender. My specific focus has been on funding programs for start-ups and early-stage businesses, entrepreneurs who want to buy businesses, and existing. businesses. My experience includes 10 years selling SBA and US Government guaranteed loans offered by the SBA and USDA, including a great deal of experience reviewing and critiquing Business Plans and Business Acquisition projects. My background also includes selling non-Bank Accounts Receivable Financing and Factoring programs to businesses.