I have experience running my own business. In addition, my clients are small and mid-size companies. I am experienced working with a wide variety of companies; construction, manufacturing, law firms CPAs, etc., and experienced in Business Operations, Sales, Marketing and Human Resources with an emphasis in Employee Benefits. Business Operations - I understand the various aspects of what makes a business run smoothly and efficiently. I work with a list of functions that will help any business increase operational efficiency. Sales and Marketing - Having sold for many years, I can help analyze an individual sales techniques or a companies. Certified Employee Benefit Specialist - Ability to provide companies with health and welfare benefits in key underwriting and compliance issues; i.e. 1. what they need to know regarding the ACA, 2. how to structure plans using HSA/HRA to lower risk level and increase tax efficiency, 3. how insurance carriers underwrite, 4. evaluate PEO services, 5. DOL compliance and the importance of SPD Wrap Docs. (25 plus years experience) (My expertise is Health Welfare, not retirement plans.)