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Seller Financing Steve Strauss, founder of www.theselfemployed.com, explains the concept of seller financing and how/when it may work for buying a business. View
Obtaining Small Business Financing Learn about alternatives for small business financing and increasing the appeal of your loan application. View
Obtaining Business Credit: The Basics Steve Strauss, founder of www.theselfemployed.com, explains why establishing business credit is so important and how to go about doing it. View
Supplier Financing Steve Strauss, founder of www.theselfemployed.com, explains the concept of supplier financing and how it can be used to start a business on a tight budget. View
A Beginner’s Guide to Angel Investing What is angel investing? An angel investor is a private investor who provides capital for early stage companies at their seed or subsequent funding rounds. An angel investor acts alone or as part of a group, buying equity of the company (stock or... View
Alternative Lending 101 Over the past several years, banks have largely pulled away from lending to small businesses. They’ve done so primarily because they’re more averse to risk, plus it’s typically not profitable for them to make loans that are less than $250,000. To meet the demand for small... View
Financial Projections Template Download this financial projections Excel template to calculate your startup expenses, payroll costs, sales forecast, cash flow, income statement, balance sheet, breakeven analysis, financial ratios, cost of goods sold, amortization and depreciation for your small business. View
Understanding Your Business Credit Score How much do you know about your business’s credit score? If the answer is “not much,” you’re not alone – Entrepreneur magazine reports that less than 10% of all business owners understand how their business credit is established. However, if you want to access... View
Can Your Nonprofit Raise Money Through Crowdfunding? Like all things entrepreneurial, crowdfunding has its legends. Most of the time the stories run like this: So-and-so small business owner wanted to raise $3,000 to help fund his new business idea and people liked it so much he raised $50,000. Obviously, those success stories are rare, but it is... View
Bank Loan Request for Small Business Readers who do not yet have the advantage of knowing you will judge you by your writing. Pay some attention to what you say and how you say it. What follows is a sample cover letter for a bank loan request. Note how much information is packed into a short letter, and that it ... View