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Probably the most common question we receive here at SCORE is, “How can I get funding for my business?”  The next most popular is, “Are banks still lending to small businesses?”  The first, is a complicated question – its answer is reliant on so many
Imagine this: you’re sitting across a conference table pitching to an angel investor. They’ve got the financial resources you need and you’re one decision away from either making or breaking your startup idea. Wouldn’t it be helpful if you could understand exactly what
How to maximize your funding strategy in multi-unit development. We find more and more entrepreneurs are looking to develop a funding strategy that will allow them to develop multiple units.  The most common scenario is the desire for a “three-pack” over a two to three year
Fundraisers: How to Host a Profitable Event Fundraising events are a great way to bring in large donations and publicize your organization. However, throwing an event that is both fun and profitable is no easy task. Successful event planners understand that the bulk of the work, from strategizing to budgeting to marketing, occurs before
Lenders charge interest rates and usually require some kind of collateral, i.e., valuable assets which they can take over and sell if the loan is not repaid on time. The exceptions are called “unsecured loans,” those requiring no collateral. They usually involve smaller amounts and
Financing Your Business SCORE ExpertAnswers Len Fischer, founder of Benetrends, shares expert tips on obtaining financing to start or grow your business.
What can an entrepreneur do to make up for a less-than-ideal personal credit history when trying to get financing for a new small business? Character remains one of the “Five C’s of Credit” so significant deficiencies in a person’s credit history that reflect poor
Need financing to start or grow your business? If you’re starting a business that requires significant financial investment up front, finding a source of funding can be a challenge. Many start-ups and new small businesses often find they may not qualify for a traditional small business
When a loan is first issued, the money is committed for the purpose of the loan.  These expenditures are most likely made within the first few months of the loan.  With the money available, there is always a high level of excitement, and progress is made to execute the purpose of the
Many will tell you that it’s difficult to secure funding from a bank but I decided to do some research to find out how common it really is for early stage startups to get a loan.  To my surprise (and maybe to yours), I found out that more startups were resorting to getting a bank loan

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