Banking, Financial Services and Insurance

Vlad Molchadski

Chapter: Dallas SCORE

Vlad Molchadski is a Co-Founder of Dallas based BizTraffic, LLC (2007), an online marketing, web design and development, analytics, social media and strategy company.

Vlad earned his BA at Saint Martin's University (Washington State) in Business Management. Prior to BizTraffic, he was a Director at 1-800-CashOffer / FastHomeOffers.com, connecting 100k+ motivated sellers each year with real estate professionals throughout North America. Prior to that, he held successful leadership roles in consumer finance and mortgage lending verticals.

Vlad is fluent in Russian and immigrated to the United States in the late 90's.

 

Resume

Education

BA Business and Finance, St. Martin's University, Lacey, WA 2002

Jim Evans

I have experience in all aspects of starting operating and exiting a successful small business.

I founded a business in 1989 where we serviced medical electronics equipment. We began with an initial investment of $1,000 and grew the business to over 5 million dollars annually. We have done this without debt.

I developed and implemented an exit strategy that allowed me to retire in 2011.

Prior to starting the business I was COO of a company that sold capital equipment to hospitals and doctors offices.

Resume

Education

I am a self taught business person that knows how to work in the real world and build a successful business.

 

Ask SCORE
After working for more than 25 years in the publishing industry, the company I worked 
for downsized and I accepted an attractive buyout package. Now I’d like to start my own 
business. What do I do first?
 

 

About the Author

 

This column is brought to you by the Merrimack Valley Chapter of SCORE, with nearly 
70 current and former business executives available to provide free, confidential, one-on-one 
business mentoring and training workshops for area businesses. Call 603-666-7561 or visit 
merrimackvalley.score.org for information on mentoring, upcoming workshops and volunteer 
opportunities. SCORE is a national, non-profit organization and a resource partner of the U. S. 
Small Business Administration.

Visa® Small Business Spend Insights monitors the economic confidence of U.S. small business owners by analyzing Visa Business card spend data and responses to a quarterly survey. Small businesses and those serving them can benefit from the trends and insights obtained from Visa’s proprietary research.

Outlook has improved despite lingering economic uncertainty

Small business owners reported record-high confidence and decreasing concern in key areas of the economy — even as buzz surrounding the “fiscal cliff” dominated the media during the time of the survey.

Nate Norberg

Current City: Marshfield, WI

Banking, insurance, real estate and appraising for about 26 years followed by 15 years of financial contracting with USDA, Farm Credit Services and other agencies throughout state of WI. Specialized in startup, expansion and workout situations. Served on several city committees and boards including as Alderman and Mayor of Marshfield, WI. 

Resume

Education

High School graduate; Bank Administration Institute graduate; several years specialized financial training.

Edward Sachs

Current City: Naples, FL
Chapter: SCORE Naples

Starting as a commercial lender to the largest and smallest companies over 40 years, today I consult.  Areas of interest are business plan strategy and  creation, cash flow improvement, loan recovery, loan reporting and due diligence, and originating or improving banking relationships. 

Resume

Education

CPA State of Illinois

MBA in Finance Booth School of Business, University of Chicago

Bachelor of Science in Economics, Wharton School, University of Pennsylvania , marketing major

Q: What are limited liability companies (“LLCs”), and what should businesses know 
about them?
A: LLCs are a new type of business entity that emerged in the early 1990s. They have many important legal and tax characteristics, but the key ones are these:
  • Liability shield. LLCs provide their owners (called “members”) with a statutory liability shield that is essentially identical to the corporate shield.

About the Author

John Cunningham is a N.H. business lawyer whose practice is focused on LLC law and tax. He chaired the N.H. Business and Industry Association committee that drafted the Revised New Hampshire Limited Liability Company Act, a radical revision of New Hampshire LLC law that went into effect on January 1st. LLCs are, by a wide margin, the entities of choice for N.H. business start-ups.

 

Ask SCORE
I’ve recently taken my business plan for a new and innovative consumer product to several banks seeking funding, but have had no success. What are some other financing options that might be available to me?

 

David R Brown

Current City: Gilbert, AZ

Resume

Education
n/a

Reid Petersen

Current City: Sparks, NV

Resume

Education
n/a
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