Spent 38 years in banking doing commercial lending. Estimate that I worked with over 1,500 businesses in that time; one as small a $50K per year in sales and one as large as $150MM.  Experienced in lending to manufacturers, retailers, commercial and residential construction, medical, hospitality, many service providers and limited agricultural industry.     

Served 37 years in US Coast Guard and Reserve, rising from E-1 to E-9 and retired as Lt. Cmdr.  

Have spent over 30 years teaching banking and finance courses at the collegiate level part-time.

Joined SCORE in 2011 and have been Chapter Chair for 1.5 years. 

Brand Statement: Delivering business results with people, focusing on alignment of business strategies, culture and risk.  Exceptional experience, expertise, education:  As a Management Consultant and Corporate Controller in the private and public sectors. - Functional background in strategic business planning, finance, operations, supply chain management, facilities, information systems, and R&D. - Cross-functional leadership demonstrating accountability, enthusiasm, teamwork, communications, passion and lifelong learning - Practical knowledge: best business practices, enterprise models, methodologies - Expertise with entrepreneurs and Innovation.  Professional character, competence, chemistry and commitment - A top performer who is results and people oriented.

Expert in Business Finance. Very Knowledgeable in Financial Planning. Most of my career has been counseling individuals and businesses from managing their finances, business succession planning, and life’s stages planning. I earned a Master’s of Science degree from Iowa State University, am a Certified Financial planner CFP, Chartered life Underwriter CLU Chartered Financial Consultant ChFC and I am a Certified Score Mentor.